First Choice

Large Construction Wrap-Up Programs
Guidelines/Submission Requirements

A wrap-up is an insurance program where the controlling entity (usually the owner or general contractor), purchases insurance on behalf of all trades working on a job site. The job-specific policy runs for the duration of the project, and can cover WC and GL under a master contract. All carriers are A rated.


  • No difference in insurance coverage and limits among all of the participants;
  • Owner/general contractor is assured no uninsured workers are on the job;
  • Budgeting is clear-cut; the insurance cost is assessed consistently;
  • Carrier provides loss control and claim services to the insured’s specifications, ensuring effective overall management.

Guidelines and Submission Requirements
Have a Project? Send a description to We’ll schedule a conversation on how to get started, work with you to conduct a feasibility study and provide an innovative solution for your clients' large construction projects.

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